Individual Retirement Accounts (IRA) offer a secure and dependable solution for retirement and education savings.

Skowhegan Savings IRA’s allow:

The choice of depositing your funds into a savings account or Certificate of Deposit
The ability to contribute to your retirement with potential tax advantages
Tax-deferred earnings on your contribution
The ability to accept rollovers from another IRA or employer qualified plan

All interest rates and Annual Percentage Yields are effective as of the date below and may change
at the Bank's discretion.

Rates Effective: March 10, 2010

IRA Special for Integrity Plus Customers Only

Other Terms and Rates

Account	Minimum Deposit to Open	Minimum Balance to Earn APY	Interest Rate	Annual Percentage Yield (APY)
2 Year	$500	$500	1.49%	1.50%
3 Year	$500	$500	1.98%	2.00%
5 Year	$500	$500	2.47%	2.50%
Annual percentage yields assume interest remains on deposit. A penalty will be imposed for withdrawals before maturity.

IRA Rates